Employers who desire to plan for their future and care about the wellbeing of their employees rely on Nations Advisors for the design, implementation, and management of their custom retirement plan solutions.

The value employers receive is driven by Nations Advisors focused industry expertise and empowered by the practical application of highly relevant benchmarking and modern data quantitative and qualitative analytics.

The value employees receive is driven by Nations Advisors calling to help and lead people to financial independence and empowered by robust education and proactive services.

The business owners and employers we partner with enjoy exceptional and sustained improvement in their ability to:

  • Tailor the plan(s) to meet their goals of the employer and participants  
  • Control costs
  • Maximize the plan efficiency
  • Enhance their benefit program value and effectiveness
  • Achieve organizational goals

The employees we care for enjoy exceptional and sustained improvement in their ability to:

  • Understand and appreciate their retirement plan benefits
  • Take responsibility for their role in controlling cost
  • Achieve financial Independence

Our comprehensive approach to your plan is addressed with the services below and in a frequency that best fits the needs of your business, plan and participants.

Employee and Plan Financial Wellness

  • Plan Analysis of Employee Retirement Health
  • Plan Health Metric Monitoring
  • Participant Education Meetings – Regularly and Consistently
  • One-on-one Education
  • Account Consolidation/Distribution Guidance

Management

  • Assist with Preparation and Maintenance of Committee Charter
  • Retirement Plan Committee education on fiduciary best practices, regulatory issues, industry trends
  • Secure e-Document System for all plan documents and communications 
  • Participation in all Retirement Plan Committee meetings
  • Assistance with Policy Statement preparation and review (investment, education, fee, etc…)

Investments

  • Evaluation of Fiduciary 3(21) Investment Advisor or 3(38) Investment Manager available options
  • Fiduciary Risk Report and Fiduciary Optimizer Report
  • Investment benchmarking and due diligence reporting
  • Investment menu analysis
  • Maintenance of the plan’s investment “Watch List”
  • Fund search, selection & removal
  • Stable Value consulting
  • Target Date Fund analysis

Consulting

  • Establish ranking process to determine the Plan Sponsor’s highest needs first
  • Conduct Provider review of current capabilities
  • Prepare full RFP to be provided to selected providers/incumbents 
  • Complete vendor search/due diligence utilizing Industry  & Proprietary data 
  • Forensic Fee Analysis
  • Benchmark all fee components versus industry averages
  • Fee Negotiation assistance
  • Benchmarking of plan versus similar industry
  • Plan Design Consulting
  • Vendor Management